Build Your Child’s Future with Confidence
A Shariah-compliant plan that combines family protection with ethical, riba-free investment for at least 10 years. Built on shared responsibility and cooperation, it allows participants to support each other in times of need. Your contributions are invested in Shariah-compliant ways, and profits are credited monthly to your account, helping your savings grow steadily over time.
Why Iqra Family Takaful Works for You
Shariah-Compliant Growth
Your contributions grow ethically, credited monthly to your Investment Account, helping your child’s education fund grow steadily.
Tailored to Your Needs
Customize your plan with flexible investment and protection levels to match your family goals.
Extra Peace of Mind
Includes free Hajj coverage and a protection amount you choose, ensuring your family stays financially secure.
Extra Support for Health Needs
Receive a lump sum if a covered major health condition arises, helping you manage expenses with ease.
Care beyond coverage
Enhance your plan with additional coverage through Waqf donations:
School Fee Waiver
Education continues uninterrupted if you are unable to pay the fees covering every month’s school fee (starting from Rs.10,000 per month).
Spouse Coverage
Protect your partner under the same plan
Hospitalization & Major Surgery Benefits
Get support of up to Rs.500,000 for major surgeries covered in this plan and Rs.8,000 per day for up to 60 days if hospitalized for more than a day in case of accidents.
Waiver of Contribution on Life Changes
Keeps your plan active even when if you are not around or become disabled with no extra charges.
Critical Illness & Accidental Support
Get a lump-sum payout that helps cover medical costs and protects your family’s future when you need it most.
Basic Coverage
Financial Security
Your loved ones receive the higher of your plan value or covered amount, so they’re always taken care of.
Savings at Completion
Receive your accumulated savings at the end of the plan to support your future goals.
Flexible Access
Withdraw a portion of your savings if life calls for it.
Worry-Free Trial
Review your plan for 14 days and get a full refund if it’s not the right fit.
Inflation Protection
Small yearly increments help your plan grow, keeping your savings on track as costs rise.
Growth That Keeps Up
Contributions can grow over time, with the potential to earn extra surplus when the fund performs well.
Disclaimer
Iqra Family Takaful is a Shariah compliant Universal Life Family Takaful certificate which is subject to investment risk and the cash value of the plan will vary directly with the performance of the investment fund.
All family Takaful applications are processed and approved by Askari Life- Window Takaful Operations, as per their underwriting guidelines.
A personalized illustration of benefits will be provided to you by our sales representative. Please refer to the notes in the illustration for a detailed understanding of the various Terms and Conditions.
Investment Risk shall be borne by participants; actual maturity values or surrender values may be higher or lower than the project figures.
The past performance of the fund is not necessarily a guide or guarantee of future performance
This brochure only provides an introduction to the benefits available under the Certificate. A detailed description of how the certificate works is given in the ‘Participant’s Membership Documents (PMD), which will be provided to every participant.
The contents herein are the intellectual rights of Askari Life-Window Takaful Operations.
In the event of any discrepancy, ambiguity and conflict in interpreting any information, terms, or conditions in this brochure, the participants membership documents (PMD) shall prevail and supersede.
Publication or duplication of this brochure by any third party is strictly prohibited.