Askari BetterLife Khushhal Kal Plan
The Khushhal Kal Plan blends financial protection with disciplined savings, helping you grow wealth today while securing tomorrow’s milestones such as education, marriage, retirement, and more. With a minimum annual contribution of PKR 50,000, it’s designed for those ready to plan smart and live confidently.
What Makes Khushhal Kal Plan a Smart Choice
Early Rewards That Build Momentum
Enjoy our Advance & Continuation Bonus, with an early bonus before your first year is complete allocated in the fifth year to reward consistency and accelerate your savings journey.
Protection with Purposeful Savings
A thoughtful combination of financial coverage and long-term savings that helps you stay protected while building value for important life goals.
High Allocation, Greater Potential
Designed with a high-allocation structure, this universal life plan allows more of your contribution to work toward long-term growth and future planning.
Support for Life’s Milestones
Plan confidently for education, marriage, retirement, and other meaningful goals knowing your finances are working quietly in the background.
Real Savings, Made Accessible
With a minimum annual contribution of PKR 50,000, this plan is ideal for individuals ready to commit to consistent saving and long-term stability.
Monthly Income Option
Offers a steady monthly income to support your family’s daily expenses with confidence.
Financial Comfort for Your Family
Provides ongoing financial support to help manage daily needs and commitments ensuring continuity, confidence, and peace of mind for those who matter most.
Worry-Free Review Period
Take time to review your plan and if it’s not the right fit, you can opt out within the free-look period.
Optional Extra Care
Enhance your plan with add-ons for added support during health needs, accidents, or contribution support so you’re covered from every angle.
Care Beyond Coverage
School Fee Support
Ensures your child’s education continues smoothly for up to 10 years, giving you peace of mind
Major Surgery Support
Provides upfront financial help for major medical procedures, so you can focus on recovery, not finances.
Accidental Hospitalization Cover
Covers hospital stays beyond one day due to an accident, up to 60 days, keeping your family secure.
Critical Illness Support
Pays a lump sum if diagnosed with covered serious illnesses, helping manage treatment and related costs.
Premium Waiver (Disability)
Keeps your policy active even if health challenges affect your ability to contribute.
Premium Waiver with Maturity Benefit
Ensures your plan continues and your family receives the maturity value as planned.
Accidental Coverage Add-On
Adds extra financial security for your family in case of serious accidents.
Level Term Enhancement
Allows you to increase coverage as your needs grow, keeping pace with life’s milestones.
Jee Lo Har Ghari with Askari Better Life Khushal Kal Plan and secure your family’s future!
Disclaimer
 Khushhal Kal Plan is a Universal Life Plan which is subject to investment risk and the cash value of the plan will vary directly with the performance of the investment fund.
 Bank is acting as a corporate sales agent on behalf of Askari Life, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
 Askari Life shall be the sole responsible with respect to policyholder services, claim lodgements and claim processing. All Khushhal Kal Plan applications are processed and approved by Askari Life, as per their underwriting guidelines.Â
Bank is not responsible for the processing and approval of these applications in any way, whatsoever.
 A personalized illustration of benefits will be provided to you by our sales representative.Â
Please refer to the notes in the illustration for a detailed understanding of the various Terms and Conditions.Â
This brochure only provides an introduction to the benefits available under the policy.Â
A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer avails the service