LifeCare Plus Takaful
Care That Supports You and Your Family
Immediate Support When It Matters Most
If a covered major health condition is diagnosed, you receive 20% of your chosen coverage amount upfront. This support can help with medical care, everyday expenses, or anything else that brings ease during recovery.
Extra Security for Your Loved Ones
If the same condition later leads to a life-changing outcome, your family receives the full coverage amount plus an extra 20%, offering added reassurance and long-term stability.
Always There, No Matter the Cause
For any other unexpected life event, your loved ones receive 100% of the chosen coverage, ensuring they’re supported and cared for.
Example: Total Protection Scenarios for PKR 1,000,000 Coverage:
| Scenario | Total Payout | Breakdown |
|---|---|---|
| Critical Illness Diagnosis | 200,000 | 20% of Sum Covered |
| Death due to Critical Illness | 1,200,000 | 100% Basic + 20% Additional |
| Combined Benefit (Diagnosis + Death from CI) | 1,400,000 | 20% Diagnosis + 120% Death |
| Death from any other cause | 1,000,000 | 100% Basic Sum Covered |
Flexible, Simple, and Affordable
Choose a coverage amount that fits your goals and responsibilities. Your contribution is calculated clearly based on your age and selected coverage—making it easy to plan with confidence.
Plan Details at a Glance
Eligibility
Ages 18 to 57
Coverage Duration
Up to age 60
Plan Term
3 years (renewed yearly within the term)
Waiting Period
90 days from start
Deferred Period
180 days for health-related claims
Disclaimer
- Askari Life is registered and supervised by Securities and Exchange Commission of Pakistan.
- All family Takaful applications are processed and approved by Askari Life- Window Takaful Operations, as per their underwriting guidelines.
- The Critical Illness benefit is subject to a maximum Sum Covered of PKR 2,000,000.
- This brochure only provides an introduction to the benefits available under the Certificate. A detailed description of how the certificate works is given in the ‘Participant’s Membership Documents (PMD), which will be provided to every participant.
- The contents herein are the intellectual rights of Askari Life-Window Takaful Operations.
- In the event of any discrepancy, ambiguity and conflict in interpreting any information, terms, or conditions in this brochure, the participants membership documents (PMD) shall prevail and supersede.Â
- Publication or duplication of this brochure by any third party is strictly prohibited